What’s my Havre de Grace home worth?

Havre de Grace is a small city in Harford County where the Susquehanna River meets the head of the Chesapeake Bay. The downtown historic district has older homes, rowhomes and shops a few blocks from the water. Farther out, former farmland has become neighborhoods of single-family homes and townhomes, and there are condominiums and water-view homes along the river and bay.

US-40 runs through the city and crosses the Susquehanna on the Hatem Bridge, and Route 155 links the city to I-95. Aberdeen Proving Ground is close by, and MARC Penn Line trains stop at nearby Aberdeen and Perryville. The waterfront promenade, which runs from Tydings Park to Concord Point Lighthouse, and the Decoy Museum are landmarks buyers ask about.

In a city like this, a few blocks can change a lot: a home in the historic district, a townhome in a newer community and a condominium with a water view are each compared with very different sales. Near the water we also check the flood zone and any association fees. We compare your home with recent sales on the same or similar blocks, adjust for what is different, and explain each step in writing.

Older homes downtown often have details buyers look for, such as original floors, porches or water views, along with older systems they will ask about. Tell us what you have updated and what still needs attention, including anything on a dock, bulkhead or pier. The analysis is free and there is no obligation, whether you plan to sell soon or later.

• A comparative market analysis. Recent sales of homes like yours, side by side, with what makes each one more or less like your home.
• A price range with reasons. Each adjustment for size, condition, updates and lot is explained. No automated number and no guesswork.
• What helps and what doesn’t. Which updates are worth doing before a sale, and which ones to skip.
• Your estimated net. If you are thinking of selling, a simple sheet of what you could walk away with after costs.